You’ve made your house a home, but are you insured in case something happens?

Give yourself financial protection against disasters with homeowners insurance. Damage caused by most disasters is covered, but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. Gaetani Insurance can provide flood insurance.

What is in a standard homeowner’s insurance policy?

A standard homeowner’s insurance policy includes four essential types of coverage. They include:

  1. Coverage for the structure of your home.
  2. Coverage for your personal belongings.
  3. Liability protection.
  4. Additional living expenses in the event you are temporarily unable to live in your home because of a fire or other insured disaster.

When you talk with Gaetani Insurance, we’ll simply ask you what kind of home you own, roughly how much your possessions are worth and what kind of liability coverage you will need. We’ll also need to know how many people live in your household, what pets you own and the general condition of your house. If you own any particularly valuable items, you will want to tell the agent. They may require a special coverage called a floater.

Read some of our testimonials from local people in the Greater Binghamton area of New York and see what they have to say about the personalized services of Gaetani Insurance.

Call Gaetani Insurance at 607.724.3536 or contact us through the website to talk with an agent about your homeowner’s insurance needs.

Ah, home sweet home.

"I have dealer insurance with you – I saved hundreds from my last agent. Prompt service – friendly service people. Gaetani Insurance is a pleasure to deal with." ~ Doug Oakley, Harpursville, NY
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Joseph P. Gaetani Insurance Agency
227 Robinson Street
Binghamton NY 13904

Office Hours: Monday-Friday 8:30am - 3:30pm

(607) 724-3536


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