Do I need a commercial auto insurance policy?

At Gaetani Insurance, one of our agents will ask you questions about how you use the vehicles in your business, who will be driving the vehicles and whether employees, if you have them, are likely to be driving their own cars for your business.

While the major coverages are the same as a personal auto policy, a business auto policy differs from a personal auto policy in many technical respects. One of our agents will be happy to explain all the differences and options so you can make the best choice for your needs.

Business vehicle insurance provides coverage for autos owned by a business. The insurance pays any costs to third parties resulting from bodily injury or property damage for which your business is legally liable, up to the policy limits. Depending on what kind of coverage you buy, the insurance may pay to repair or replace your vehicle because of damage resulting from accidents, theft, flooding and other events.

Read some of our testimonials from local business owners in the Greater Binghamton area of New York and see what they have to say about the personalized services of Gaetani Insurance.

Call Gaetani Insurance at 607.724.3536 or contact us through the website to talk with an agent about your commercial auto insurance needs.

We’re glad you asked.